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Financing Your Criminal Defense Case
While we require payment in full in advance for performing legal services, in exceptional cases we will entertain terms to make payments. In smaller fee cases we will consider your reasonable proposal of how and when you will have your fees paid in full, which must be prior to any trial date.
There are a variety of loans that should be considered for larger fee cases. Below is a summary of the most popular (and simple to obtain) options that will familiarize you with financial terminology and the inherent benefits that each loan type offers.
Real Property Loans:
Home Equity – Home equity lines may be one useful source of credit. Initially at least, they can provide you with large amounts of cash at relatively low interest rates. They may also provide you with certain tax advantages unavailable with other kinds of loans.
Re-Finance – Refinancing a property while interest are low (as they are now) enables you to obtain cash for discretionary spending. At the lower interest rate, including the cash withdrawal, your monthly payment may be lower than it was previously.
Line of Credit – By using the equity in your home, you may qualify for a sizable amount of credit, available for use when and how you please, at a low interest rate. Furthermore, you may be allowed to deduct the interest because the debt is secured by your home.
Unsecured – For borrowing that is fast, simple and easy, unsecured loans offer the most flexible options, including custom-tailored payment plans and competitive fixed rates with options for both payment protection and automatic payments.